Not sure where you get those prices? I've just looked and a standard SE Nav with 1.4 TSI (same engine but less equipment than my Xcellence) is the same per month but I'd need to stump up £1k more deposit.plusmore said:I tend to use Personal Contract Hire for my cars and bizarrely the Tiguan is considerably cheaper under this method, an SEL comes in at over £30 per month cheaper than an equivalent spec Xcellence despite the Seat being over £4,000 cheaper to purchase. I'm in the odd position of finding the Ateca more expensive - go figure!